Level 3 Data

Certain corporate, business, and purchasing cards used in B2B and B2G transactions are eligible for lower interchange rates if the transaction includes Level 3 data.

Providing Level 3 data does not guarantee that the transaction will qualify for Level 3 interchange rates. Qualification depends on multiple factors such as card type and the quality of the data provided with the transaction. Merchants are responsible for any fees that may occur when processing transactions with Level 3 data.

For more information about the benefits of Level 3 processing, see: https://blog.payjunction.com/level-3-credit-card-processing


  1. Level 2 data is a prerequisite to qualify for Level 3 interchange rates.
  2. Level 3 processing must be enabled for the account. Submit a request here: https://developer.payjunction.com/hc/en-us/requests/new?ticket_form_id=152047