Create a non-expiring plaidAccessToken. This token should be stored in a persistent manner for future use when creating ACH WEB transactions using POST /transactions, and should be treated similarly to other PayJunction payment tokens, such as vaultId.
See: https://plaid.com/docs/api/tokens/#itempublic_tokenexchange
Parameters
|
required
|
name
|
format
|
description
|
|---|---|---|---|
| * | plaidPublicToken |
The public token obtained from the Plaid Link See: https://plaid.com/docs/api/tokens/#item-public_token-exchange-request-public-token See: https://plaid.com/docs/quickstart/glossary/#public-token |
|
| * | terminalId | Valid Terminal Id |
This field points to the specific merchant account the token exchange will be processed through. Must be an ACH terminal. |
Example Request
curl -X POST https://api.payjunction.com/plaid/item/public_token/exchange \
-u "login:password" \
-H "Accept: application/json" \
-H "X-PJ-Application-Key: YOUR_PRODUCTION_APP_KEY" \
-d "plaidPublicToken=public-production-1f5c0cbd-1fa8-490f-ab61-1d4e57fb4ec1" \
-d "terminalId=10000"
Response Fields
|
name
|
description
|
|---|---|
| plaidAccessToken |
Non-expiring token associated with the user's bank account. See: https://plaid.com/docs/api/tokens/#item-public_token-exchange-response-access-token |
| accountMask |
The last 2-4 characters of the user's bank account number. Not all institutions provide this value, in which case this field will not be present. See: https://plaid.com/docs/api/products/auth/#auth-get-response-accounts-mask |
| accountType |
"CHECKING" or "SAVINGS". |
| bankName |
The name of the bank for this account. If we are unable to determine the name of the bank, this field will not be present. |
Example Responses
{
"plaidAccessToken" : "access-production-1f5c0cbd-1fa8-490f-ab61-1d4e57fb4ec1",
"accountMask" : "4567",
"accountType" : "CHECKING",
"bankName" : "Citizens Bank Na"
}
{
"plaidAccessToken" : "access-production-1f5c0cbd-1fa8-490f-ab61-1d4e57fb4ec1",
"accountType" : "CHECKING"
}