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  1. PayJunction API Documentation
  2. Transactions (Credit, Debit & ACH)

POST /transactions

Process Transactions

  • Process an ACH (Electronic Check) transaction
  • Process a keyed credit card transaction.
  • If you have uploaded ACH/Card data it can be re-billed via a Vault ID.
  • You can also re-bill via a previous Transaction ID.

Parameters

ACH

required name format description
* achRoutingNumber Valid Check Routing Number ACH Routing Number
* achAccountNumber Valid Check Account Number, Max Length 17 ACH Account Number
* achAccountType SAVINGS | CHECKING SAVINGS - Savings Account
CHECKING - Checking Account
* achType PPD | CCD | TEL PPD - Consumer Account
CCD - Business Account
TEL - Sales made via inbound phone call

Keyed Card

required name format description
* cardNumber Valid Credit Card Number. Credit/Debit Card Number
* cardExpMonth 1-12, Ex: 8 Expiration Month.
* cardExpYear 4 Digit Format. Ex: 2015 Expiration Year.
  cardCvv Valid CVV. Max Length 4 Card Verification Value.

Re-Bill by Vault ID

required name format description
* vaultId Valid Vault ID A Vault ID from a previously stored account.
  achType PPD | CCD | TEL Required for ACH Vaults.

ACH Type for this transaction. This is optional. If not present, the default ACH Type for the Vault will be used.
PPD - Consumer Account
CCD - Business Account
TEL - Sales made via inbound phone call

Re-Bill by Transaction ID

required name format description
* transactionId Valid Transaction ID A Transaction ID from a previously charged transaction.

Transaction Fields

All amount* fields have a max value of 1,000,000. Amounts higher than 1,000,000 will cause a validation error. 

required name format description
  status HOLD | CAPTURE | VOID Transaction Status affects whether or not the transaction will be settled. More Details
  terminalId Valid Terminal Id The terminal on which to run the transaction. If no terminal is specified, transaction will run on API user's default terminal. NOTE: If no terminalId is specified when re-billing by transactionId, the system will attempt to bill to the same terminal as used in the original transaction. If it is not available, the user's default will be used.
  action CHARGE | REFUND Action to perform. Charge the account or refund the account. Note: In ACH terms charge is a debit and refund is a credit, but we use the terms charge and refunds for both transaction types. If not present, default value of CHARGE will be used.
  amountBase Money,
Format: X.XX
Ex: 1000.00 or $1,000.00		 Base amount to charge. This is required for ACH, Credit Card and Re-Bill Vault ID. If omitted on a Re-Bill by Transaction ID then the amount from the initial transaction will be used.
  amountShipping Money,
Format: X.XX
Ex: 1000.00 or $1,000.00		 If you want to track separate shipping amounts use this parameter.
  amountTip Money,
Format: X.XX
Ex: 1000.00 or $1,000.00		 If you want to add a tip to the transaction then use this parameter.
  amountReject Money,
Format: X.XX
Ex: 1000.00 or $1,000.00		 If you are re-billing a rejected ACH transaction and you want to charge a reject fee then use this parameter.
  amountTax Money,
Format: X.XX
Ex: 1000.00 or $1,000.00		 If you are billing tax then use this parameter.
  amountSurcharge Money,
Format: X.XX
Ex: 1000.00 or $1,000.00		 If you want to add a surcharge to the transaction then use this parameter.

Billing Contact

required name format description
  billingIdentifier Max Length 64 Billing customer id. If you have your own customer ID you want to associate with the transaction.

*

Required for ACH PPD transactions

 billingFirstName Max Length 16

Billing first name.
  billingMiddleName Max Length 32 Billing middle name.

*

Required for ACH PPD transactions

 billingLastName Max Length 32

Billing last name.
*

Required for ACH CCD transactions

 billingCompanyName Max Length 64

Billing company name.
  billingJobTitle Max Length 32 Billing job title. Ex: President
  billingPhone Max Length 24 Billing phone number.
  billingPhone2 Max Length 24 Billing alternate phone number.
  billingAddress Max Length 128 Billing street address.
  billingCity Max Length 32 Billing city.
  billingState Max Length 32 Billing state.
  billingZip Max Length 12 Billing zip.
  billingCountry Max Length 32 Billing country.
  billingEmail Max Length 128 Billing email.
  billingWebsite Max Length 128 Billing website.

Shipping Contact

required name format description
  shippingIdentifier Max Length 64 Shipping customer id. If you have your own customer ID you want to associate with the transaction.
  shippingFirstName Max Length 16 Shipping first name.
  shippingMiddleName Max Length 32 Shipping middle name.
  shippingLastName Max Length 32 Shipping last name.
  shippingCompanyName Max Length 64 Shipping company name.
  shippingJobTitle Max Length 32 Shipping job title. Ex: President
  shippingPhone Max Length 24 Shipping phone number
  shippingPhone2 Max Length 24 Shipping alternate phone number.
  shippingAddress Max Length 128 Shipping street address
  shippingCity Max Length 32 Shipping city.
  shippingState Max Length 32 Shipping state
  shippingZip Max Length 12 Shipping zip.
  shippingCountry Max Length 32 Shipping country.
  shippingEmail Max Length 128 Shipping email address.
  shippingWebsite Max Length 128 Shipping website.

Other Fields

required name format description
  invoiceNumber Max Length 32

Invoice number. If you would like to include an invoice number on the transaction for accounting.

Note: To bypass Duplicate Transaction Blocking, send a different invoice number for each "duplicate transaction".

A Duplicate Transaction is a transaction that includes the same card number and same amount, processed within 10 minutes of each other.
  purchaseOrderNumber Max Length 32 Purchase order number. If you would like to mark this transaction with your own PO for accounting.
  note Max Length 2048 A note field for you to annotate the transaction.

Credit Card Security

required name format description
  avs ADDRESS
ZIP
ADDRESS_AND_ZIP
ADDRESS_OR_ZIP
BYPASS
OFF		 This will check the billingAddress and billingZip.

ADDRESS - Decline if address does not match.

ZIP - Decline if zip does not match.

ADDRESS_AND_ZIP - Decline if address and zip don't match.

ADDRESS_OR_ZIP - Decline if address or zip don't match.

BYPASS - Try to match address and zip but do not decline if one does not match.

OFF - Do not run AVS
  cvv ON | OFF ON - CVV check on.
OFF - CVV check off.
  cardCvv String The CVV code from the card.

Example Response

{
      "transactionId": 3601, 
      "uri": "https://api.payjunction.com/transactions/3601", 
      "terminalId": 1, 
      "action": "CHARGE", 
      "amountBase": "1.00", 
      "amountTax": "1.00", 
      "amountShipping": "1.00", 
      "amountTip": "1.00", 
      "amountSurcharge": "1.00", 
      "amountTotal": "5.00", 
      "invoiceNumber": "Invoice 5", 
      "purchaseOrderNumber": "Custom PO",
      "signatureStatus": "SIGNED", 
      "status": "CAPTURE", 
      "created": "2013-11-18T22:15:32Z", 
      "lastModified": "2013-11-18T22:15:32Z", 
      "response": {
            "approved": true, 
            "code": "00", 
            "message": "Approved", 
            "processor": {
                  "authorized": true, 
                  "approvalCode": "PJ20AP", 
                  "avs": {
                        "status": "REQUESTED", 
                        "requested": "BYPASS", 
                        "match": {
                              "ZIP": true, 
                              "ADDRESS": true
                        }
                  }, 
                  "cvv": {
                        "status": "NOT_REQUESTED"
                  }
            }
      }, 
      "settlement": {
            "settled": false
      }, 
      "vault": {
            "type": "CARD", 
            "accountType": "VISA", 
            "lastFour": "1111"
      }, 
      "billing": {
            "firstName": "John", 
            "middleName": "J", 
            "lastName": "Doe", 
            "companyName": "PayJunction", 
            "email": "jdoe@payjunction.com", 
            "phone": "8006010230 x2", 
            "phone2": "8006010230 x2", 
            "jobTitle": "Support", 
            "identifier": "Billing Customer id", 
            "website": "http://www.payjunction.com", 
            "address": {
                  "address": "1903 State St", 
                  "city": "Santa Barbara", 
                  "state": "CA", 
                  "country": "USA", 
                  "zip": "93101"
            }
      }, 
      "shipping": {
            "firstName": "Jane", 
            "middleName": "J", 
            "lastName": "Doe", 
            "companyName": "PayJunction", 
            "email": "janedoe@payjunction.com", 
            "phone": "8006010230 x2", 
            "phone2": "8006010230 x2", 
            "jobTitle": "Support", 
            "identifier": "Shipping Customer Id", 
            "website": "https://www.payjunction.com", 
            "address": {
                  "address": "1903 State St", 
                  "city": "Santa Barbara", 
                  "state": "CA", 
                  "country": "USA", 
                  "zip": "93101"
            }
      }
}