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API Base URLs

  • Production Server

    For processing live transactions

    https://api.payjunction.com

  • Test Server

    For development

    https://api.payjunctionlabs.com

Most Commonly Referred to Articles

Transaction Response Codes

  • To test specific declines or error scenarios on payjunctionlab.com, send the Trigger Amount below in the amountBase field when submitting a transaction via POST /transactions/.
  • Amounts between $0.99 and $4,999 will trigger an approval.
  • Amounts over $4,999 will trigger a decline for 05 Do Not Honor.
  • Amounts over $1,000,000 will trigger a validation error on PayJunction Labs and Production environments.
  • Response codes and the corresponding decline description are provided in every transaction response.
  • A full list of Approval Codes and Decline Codes is available here.
Code Description Trigger Amount Notes
00 Approved .99 Test values for Labs environment here.
00 Approved 1.03 To simulate level3Eligible= false, all other values will return true. Note, only available for enabled accounts.
01 Declined Call Issuer .01  
04 Declined Pick Up Card .12  
05 Declined Do Not Honor .05  
10 Approved Partial .98 PayJunction does not support Partial Approvals. Therefore, all partial approvals will return a DECLINED status.
12 Declined Invalid Transaction .09  
13 Declined Card Amount Invalid .02  
14 Declined Card Number Invalid .04  
15 Declined No Such Issuer .11  
19 Declined Re Enter .13  
51 Declined Insufficient Funds .08  
54 Declined Card Expired .03  
55 Wrong PIN Entered by Card Holder N/A An amount to trigger this decline response is not available.
57 Declined Service Not Allowed .15  
61 Declined Exceeds Withdrawal Limit .06  
62 Declined Restricted Sic Code .14  
63 Declined Restricted .10  
65 Declined Exceeds Activity Limit .07  
78 Declined No Account .16  
91 Declined No Reply .91  
97 Declined Card Cvv2 Mismatch N/A To test this response, process a transaction with amountBase=”1.00″, cvv=”ON” and cardCvv=”555″ (or any value not equal to 999).
AA Declined Avs No Match Address N/A To test this response, process a transaction with amountBase=”1.00″, avs=”ADDRESS”, and billingAddress=”addressNoMatch”.
AI Declined Avs Not Supported International N/A To test this response, process a transaction with amountBase=”1.00″ and billingZip=”99998″. The “Reject if the International Address Verification System is not available.” checkbox must be checked in QuickLink API – Security Settings.
AN Declined Avs Not Supported N/A To test this response, process a transaction with amountBase=”1.00″ and billingZip=”999970009″. The “Reject if the Address Verification System is not supported.” checkbox must be checked in QuickLink API – Security Settings.
AU Declined Avs Unavailable N/A To test this response, process a transaction with amountBase=”1.00″ and billingZip=”99999″. The “Reject if address not found.” checkbox must be checked in QuickLink API – Security Settings.
AW Declined Avs Not Working N/A To test this response, process a transaction with amountBase=”1.00″ and billingZip=”999970010″. The “Reject if the Address Verification System is not working.” checkbox must be checked in QuickLink API – Security Settings.
AX Declined Avs No Match Address And Zip N/A To test this response, process a transaction with amountBase=”1.00″, avs=”ADDRESS_AND_ZIP”, billingAddress=”addressNoMatch” and billingZip=”zipNoMatch”.
AY Declined Avs No Match Address Or Zip N/A To test this response, process a transaction with amountBase=”1.00″, avs=”ADDRESS_OR_ZIP”, billingAddress=”addressNoMatch”, and billingZip=”zipNoMatch”.
AZ Declined Avs No Match Zip N/A To test this response, process a transaction with amountBase=”1.00″, avs=”ZIP” and billingZip=”zipNoMatch”.
BC Error Build Configuration Card Brand Not Supported .70  
BD Error Build Configuration Merchant Deactivated N/A  
BM Error Build Configuration Merchant File N/A  
BT Error Build Configuration Terminal File N/A  
CN Declined Cvv Not Supported N/A  
CR Chip Card Removed N/A  
CV Declined Cvv No Match N/A  
DT Declined System Duplicate N/A  
FA

Declined - Association Blocklist

N/A

This account has been blocked in PayJunction by the card association. You can edit this in your Blocklist.

Note: This decline code applies to all Visa Category 1 declines.

FB Declined Fraud Merchant Blocklist .30  
FF Declined Fraud Engine General N/A  
FG Declined Fraud Global Blocklist .31  
GB Error Bank N/A  
GF Error General Format N/A  
GK Error General Unknown N/A  
GL Error General Login N/A  
GS Error General System N/A  
GU Error General Upstream N/A  
LD Declined System Exceeded Limit Daily .32  
LM Declined System Exceeded Limit Monthly .33  
LT Declined System Exceeded Limit Per Transaction .34  
NR Declined Nacha Reject N/A  
HTTP 403 Declined Purged Payment .35 This amount will trigger an exception resulting in an HTTP 403 response and a corresponding error message in the JSON response
RC Declined Recurring Issuer Cancel N/A  
SR Declined Settlement Reject N/A  
UC Declined System Refund Exceeds Charge N/A